RATECHEK Guarantee - True protection
There are many services who "Claim" to search for the best rates, but they really just sell your info to the highest bidder and you end up answering multiple calls from far away lenders who give you a sales pitch. Our service will NOT result in any calls that you do not specifically ask for.
Getting the lowest rate is easy, getting a low rate and low fees is a whole other process. Our experts will make sure that you are fully informed on the benefits of your loan and make sure ALL of the terms of your loan are proper. If your loan offer is not RATECHEK Certified, you may be paying thousands of dollars in extra fees. Our mortgage experts will review 100 points on every loan offer and determine if your Rate and fees are comparable to todays rate and fees. They will also review your offer to see if you are in the correct mortgage program. Any of these mistakes could cost you thousands of dollars over 30 years.
Our experts determine what is most important to your purchase, Lowest Payment, Lowest Down Payment, or some combination. Recommending the right program is crucial to achieving all your goals.