Ratechek
How to get your Loan Certified
Step 1:  Enter your Loan Info

There are 3 ways you can enter your information as follows:

Quick Entry

Quick Entry only takes a minute or 2, our experts will then take a high level look at your entry and see if there is anything obvious that could be out of line with your loan.  For a more detailed certification use one of the other entry methods.

​​Take pictures or load documents

This is a relatively quick process, just take a picture of any documents that you have that show all of the costs and terms associated with your loan offer.  If you don't currently have something you can ask for an LE (Loan Estimate) or Fee Worksheet from the loan company.  Once you have the documents this process should only take a few minutes.

​​Item by Item Entry

This is the most comprehensive way to get your loan evaluation.  Although you will enter all your numbers by hand, our experts will have a very detailed picture of your loan which will result in the most accurate evaluation and report.

Get your Loan Certified
Step 1:  Enter your Loan Info

There are 3 ways you can enter your information as follows:

Method 1 - Quick Entry
Quick Entry

Quick Entry only takes a minute or 2, our experts will then take a high level look at your entry and see if there is anything obvious that could be out of line with your loan.  For a more detailed review use one of the other entry methods.

Method 2 - Take Pictures/Load Documents
Take Pictures/Load Documents

This is a relatively quick process, just take a picture of any documents that you have that show all of the costs and terms associated with your loan offer.  If you don't currently have something you can ask for an LE (Loan Estimate) or Fee Worksheet from the loan company.  Once you have the documents this process should only take a few minutes.

Method 3 - Item by Item Entry
Item by Item Entry

This is the most comprehensive way to get your loan evaluation.  Although you will enter all your numbers by hand, our experts will have a very detailed picture of your loan which will result in the most accurate evaluation and report.

Step 2: Expert Review

Once you submit your information our team of experts will go to work examining your loan fees and terms to find any mistakes or hidden savings.  They will review your interest rate, loan fees, title fees, points, origination fees and program choice.  Any of these items could cost you thousands of dollars over 30 years if they are not correct.  These experts will provide a Certification that your interest rate, fees and program are within industry standards and you are not being charged a rate or fees that exceed what you should be paying.

Step 3: Fee/Rate/Program Report and Certification

Once your loan is Certified our experts will provide you with a comprehensive report that will clearly outline any potential savings that they uncovered.  This will arm you with the information you need to save you thousands and get the best possible loan for your situation.

Get My Loan Certified